Location: Head Office-Phnom Penh
Report to: Unit Manager, Credit Analysis
Deadline: 19-Aug-2020

Duties and Responsibilities:
- Prepare credit/loan proposals submitted by branches.
- Analyze financial statements and credit worthiness of borrowers.
- Identify borrowers’ business risks and propose corresponding mitigations.
- Interact with branch staff to solicit and verify borrower’s information.
- Propose credit decisions and negotiate with branch staff accordingly.
- Liaise with Management Credit Committee in presenting loan proposal and responding to query/suggestion from the committee.
- File reports of turnaround time of loan process at Head Office.
- Perform other tasks assigned by supervisor.

- Bachelor degree in banking/finance, business, economics or other equivalent qualification.
- At least 1 year working experience related to credit and/or financial analysis. Fresh graduate is also encouraged to apply.
- Good understanding and knowledge of microfinance and banking sector.
- Good interpersonal communication, team work, and result-oriented.
- Computer literate, particularly in Word, Excel, Internet, and Email.
- Proficiency in English is a plus advantage.
- High commitment with strong work ethics and integrity.

How to Apply:
- HKL Application Form is free provided. Thus, you can get it from Head Office (Phnom Penh) or all branches of Hattha Kaksekar Limited every working day or free download from our website: www.hkl.com.kh.
- Interested candidate, please fill the HKL application form and submit with CV, Family Book, Population ID Card, Birth Certificate, Degree Certificate and other short course certificate or letter to HKL head office (Nº606, St.271, Sangkat Phsar Deum Tkouv, Khan Chamkamorn, Phnom Penh) or any HKL branch office nearest your current address or via email job@hkl.com.kh.

Notice:
- The submitted document will not be returned.
- Reach us on: 069 222 800 / 086 354 354